AN INTELLIGENT APPROACH TO CYBER COVERAGE

In the ever-changing world of technology and digital media, [in]TELLIGENCE℠ by EmergIn Risk provides comprehensive, easy-to-understand content, cyber and data security coverages. This competitively priced product is available to an expansive spectrum of businesses with up to $1B in annual revenues including education, healthcare, finance, real estate and retail.

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INSURER

Backed by the security of an “A” rated carrier

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JURISDICTION

Available in all states

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LIMITS

Up to $10 million (Primary or Excess)

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RETENTIONS

Starting at $2,500 (with unique diminishing retention feature)

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ELIGIBILITY

Entities with revenue up to $1 billion

Coverage Features

  • Simple, easy-to-understand policy language
  • Retention reduced by 50% when the program’s recommended breach vendors are utilized
  • Dedicated limit for First-Party losses available (in addition to the policy limit of liability)
  • Broad definition of Data Asset (“information of any kind”)
  • Preferred “pay on behalf of” policy trigger for all claims and first-party losses including:
    • Privacy Notification and Identity Protection Expense (including voluntary notifications)
    • Public Relations Expense
    • Electronic Data Restoration Expense
    • Data Extortion Expense
    • Business Interruption Coverage, including those caused by outsourced providers
    • Cyber Crime / Fraudulent Transfer / Social Engineering Coverage
    • PCI Fines and Penalties
  • Full Prior Acts available