Offering a full suite of financial lines products and services on an international platform for small-to-middle market and large enterprises.

The Formation of Ryan Financial Lines

Ryan Financial Lines (RFL) was formed and launched in March 2024 to offer clients a wide-ranging, single platform of financial lines products. Over the course of the next few months, Ryan Financial Lines will bring together the Financial Lines and Professional Liability talent at Ryan Specialty Underwriting managers which will provide greater synergies and efficiencies to further enhance the solutions and services for our clients and carrier trading partners. This unified approach will bring together our expanding network of expertise of more than 70 teammates based across a number of key territories, including North America, United Kingdom, Europe and Latin America.

The first products and services to be offered by RFL for the small-to-middle market enterprise and large insured market is for Cyber & Technology. The team from EmergIn Risk has been consolidated into Ryan Financial Lines, and the brand of EmergIn Risk has now been retired. Our mission continues to deliver market-leading insurance services and solutions to enable businesses to respond, recover and survive the world’s technology threats. Consolidating soon into Ryan Financial Lines will be:

  • Executive Management Liability Solutions
  • Financial Institutions Executive and Professional Liability Solutions
  • Financial Lines Facultative Reinsurance Solutions
  • A Multiline International Claims Operation

Cyber & Technology

We concentrate on providing insurance solutions for cyber and technology exposures, including E&O requirements, combined cyber and property and third-party risks. Our comprehensive solutions are predicated on a deep understanding of industry-specific, technology driven exposures and the relevant threat vectors associated with how businesses interact with the global economy. Our underwriting models then look to align the risk conventions that modern organizations face across projected and real-life scenarios.

Our detailed analytical approach gives the market-renowned carriers behind us the comfort that we venture their capital wisely and ensures our clients receive an exhaustively considered coverage offering and risk-adjusted prices.
While the needs of individual insureds for risk transfer solutions are often similar, their exposures can be extremely nuanced. No submission is the same, as few companies have the same technology configuration, professional service offerings, or media exposure.

Cyber Offerings

Enterprise-Wide Cyber & Technology Insurance Solutions

With operations across the North America, the UK, and Europe, Ryan Financial Lines leverages in-house expertise to provide a full suite of products and services for the small-to-middle market enterprise and large insured market. Ryan Financial Lines has a broad risk appetite, offering customized solutions to companies of different sizes, industries and geographies.

Claims

Our global in-house claims team understands the urgency that an insured feels to return to status quo after an incident occurs or third-party claim is asserted. As such, they work tirelessly and with a strict sense of urgency to coordinate efforts with various experts (including but not limited to: incident response teams, forensics, coverage counsel, defense counsel), co-carriers, underlying carriers, and brokers to ensure the most favorable result possible for the insured. Working on behalf of our capital providers, the in-house claims team is committed to offering white-glove customer service, delivering fair and appropriate coverage determinations, and providing timely responses to insureds and brokers.
We strive to build trusted relationships with our insureds that withstand the test of time, minimize their exposures, and ultimately result in favorable outcomes. Our claims professionals have extensive industry experience and specialized product knowledge that provide them with the expertise necessary to analyze each matter. Our claims team monitors and reports on emerging claim trends and works hand in hand with our underwriting team to ensure that the insured is provided with the appropriate coverage for their individual needs. This collaborative approach between the claims and underwriting teams provides both with the robust knowledge base necessary to achieve exceptional results.

Leadership

Jamie Bouloux – CEO

At Ryan Financial Lines, Jamie leads the charge on strategy, policy, and governance and acts as the capstone underwriter for all risks. Jamie launched EmergIn Risk London (the predecessor company to Ryan Financial Lines) in 2015 after leading various cyber, technology, and media departments across CFC Underwriting and AIG

George Paraskeva – President, Cyber

George leads Ryan Financial Lines Global Cyber team and brings a diverse background of experience in both cyber insurance and the wider cybersecurity industry. He previously worked at Occam Underwriting, leading the day to day Cyber underwriting capability while also managing Occam's technical cyber security proposition. Prior to joining the insurance industry, George was Information Security Officer at MS Amlin which he joined from BAE Systems' cybersecurity practise where he advised clients — including financial services institutions, Critical National Infrastructure (CNI) and multi-national defence contractors. George holds multiple cybersecurity industry certifications — including CISSP, CISM, CISA and CRISC.

Brooke Tanner – Global Head of Claims

Brooke leads Ryan Financial Lines claims capability. She has practiced insurance coverage, cybersecurity, intellectual property, and data privacy law at various New York City-based law firms for nearly a decade. Her prior role was manager/claims counsel for a third-party administrator. For the past six years, Brooke managed bustling cybersecurity, data privacy, and intellectual property claims practice, as well as personally adjusting claims herself.
The Ryan Financial Lines leadership team oversees the transatlantic specialists who stand apart from the industry with our unique mix of underwriting talent. As well as pure insurance backgrounds, we also have experienced property underwriters and experts from wider industries, including ex-Cyber industry specialists and ex-lawyers.
 
Our diligent team believes in "table-top" underwriting and the careful dissection of each risk. Coverage and prices are crafted based on the merits of the client's exposure and are not dictated by obstinate ratings or automated systems.

Connection to Ryan Specialty

Ryan Financial Lines is a part of the Ryan Specialty family. Ryan Specialty is a service provider of specialty products and solutions for insurance brokers, agents and carriers. Ryan Specialty provides distribution, underwriting, product development, administration and risk management services by acting as a managing underwriter and a wholesale broker. Ryan Specialty’s mission is to provide industry-leading innovative specialty insurance solutions for insurance brokers, agents and carriers. ryanspecialty.com (NYSE: RYAN)

Ryan Specialty was founded in 2010 by Patrick G. Ryan, the widely respected insurance veteran, founder and former Chairman and CEO of Aon Corporation. Mr. Ryan saw the need in the marketplace for a specialty organization dedicated exclusively to creating sophisticated insurance solutions for risks that demand innovation, proven leadership, outstanding industry expertise and quality services on behalf of brokers, agents and carriers.

Within Ryan Specialty, Ryan Financial Lines falls within the Underwriting Managers specialty. Underwriting Managers delivers an independent and entrepreneurial approach to the specialty lines space by providing a unique platform for operational, legal, actuarial and technical support. Underwriting Managers’ exceptional resources and back office support allows underwriters to focus on the risk itself, delivering a superior level of service to brokers, agents and carriers.

Contact

London

30 St. Mary Axe
13th Floor
London, EC3A 8BF
Phone: +44 (0) 3301 028731

Stockholm

Brahegatan 2
114 37 Stockholm, Sweden
Phone: + 46 (708) 64 04 69

Chicago

155 North Wacker Drive
Suite 4000
Chicago, IL 60606
Phone: +1 (312) 784-6001

New York City

1185 Avenue of the Americas
Suite 2310
New York, NY 10036
Phone: +1 (646) 612–7808

Miami

1200 Brickell Ave
Suite 800
Miami, FL 33131

©2024 Ryan Specialty, LLC | Privacy Notice | Legal | European Operating Model

Ryan Financial Lines' operations are conducted through multiple legal entities, the choice of which depends on where the entities are authorized to operate and what insurance product they are selling. In the US, Ryan Financial Lines' operations are conducted by Ryan Financial Lines and CorRisk Solutions, each of which are series of RSG Underwriting Managers, LLC (Ryan Specialty Underwriting Managers US), and by RSG Specialty, LLC (RSG Specialty). Ryan Specialty Underwriting Managers US and RSG Specialty are Delaware limited liability companies based in Illinois. In the UK, Ryan Financial Lines is a tradename of Ryan Specialty International Limited (Ryan Specialty International), authorized and regulated by the Financial Conduct Authority (FRN 733324). Registered office: 30 St. Mary Axe, 13th Floor, London, EC3A 8BF, United Kingdom. Company number 07164987. In the EEA, Ryan Financial Lines Europe is a tradename of Ryan Specialty Nordics AB (Ryan Specialty Nordics), authorized by the Swedish Financial Services Authority. Org nr 556741-6572. Registered office: Brahegatan 2, 114 37 Stockholm, Sweden. In Latin America and the Caribbean, Ryan Financial Lines' operations are conducted by the Ryan Financial Lines Reinsurance division of Ryan Specialty LatAm, LLC, a Delaware limited liability company based in Florida (Ryan Specialty LatAm). Ryan Specialty Underwriting Managers US, RSG Specialty, Ryan Specialty International, Ryan Specialty Nordics and Ryan Specialty LatAm are subsidiaries of Ryan Specialty, LLC. Ryan Financial Lines works directly with brokers, agents and insurance carriers, and as such does not solicit insurance from the public. Some products may only be available in certain jurisdictions, and some products in the US may only be available from surplus lines insurers. In California: RSG Insurance Services, LLC (License #0E50879) and RSG Specialty Insurance Services, LLC (License #0G97516). ©2024 Ryan Specialty, LLC